When I say I LOVE my bank I really mean it! not only do they have exceptional service -- I just found out that you can get up to $1000 in student loan or mortgage payments with Citibank Thank you points!
Right now -- I don't have enough points -- but since I use my debit card almost all the time instead of cold hard cash -- I'll be there soon.
Visit to find out more and how it work and such: https://www.thankyou.com/welcome.jspx
And I swear, I'm not a Citibank plant 
-- I just REALLY love my bank!
Good News - Money Well Spent!!!